# Getting Started

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Disclaimer: This information is for educational purposes only and is not financial advice. Always do your own research before making any investment decisions. DeFi protocols involve risks including smart contract risks, market risks, and potential loss of funds.
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#### **The first fixed yield protocol on Initia**

Leticia is a fixed yield protocol built on an Initia EVM rollup. While DeFi yields are unpredictable — fluctuating daily between 5% and 18% — Leticia locks in your rate the moment you deposit, giving you guaranteed returns backed by real Initia-native yield sources.

#### What is Fixed Yield?

Fixed yield means you know exactly what you earn before you commit.

When you deposit into Leticia, the protocol sources real yield from Initia-native protocols — Enshrined Liquidity, Inertia staking, and Ethena — and locks in your rate at deposit time:

**Your rate is guaranteed** — it doesn't change after you deposit\
**Your payout is predictable** — you know the exact amount you'll receive at maturity\
**Your strategy is simple** — deposit once, collect at maturity

No AMM. No PT/YT token trading. No active management. Just deposit and earn.

#### What You Can Do with Leticia

**Earn Fixed Yield on INIT**

Lock in a guaranteed 10% APR on your INIT tokens for 90 days, backed by Enshrined Liquidity LP rewards.

* No active management required
* Rate locked at deposit time — immune to market fluctuations
* Know your exact payout before you commit

**Get Started**: Earn Fixed Yield →

**Earn Fixed Yield on sINIT**

Lock in a guaranteed 15% APR on your liquid-staked INIT for 90 days, backed by Inertia staking rewards.

* Turn variable staking yield into predictable income
* Higher rate than direct staking — with full certainty
* Withdraw early anytime with a small 5% penalty

**Get Started**: Earn Fixed Yield →

**Earn Fixed Yield on USDe**

Lock in a guaranteed 7% APR on your stablecoin for 180 days, backed by Ethena delta-neutral yield.

* Stable, predictable USD-denominated returns
* No liquidation risk, no impermanent loss
* Simple deposit flow via InterwovenKit native wallet

**Get Started**: Earn Fixed Yield →

**Track Your Portfolio**

Monitor all active positions, earned yield, and maturity countdowns from a single dashboard.

* Real-time view of principal, earned yield, and projected payout
* Maturity countdown per position
* One-click withdrawal at maturity or early exit

**Open Dashboard**: Portfolio & Positions →

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Leticia makes fixed-rate DeFi accessible to everyone on Initia — from first-time depositors wanting predictable returns to experienced DeFi users looking for a reliable yield anchor. Deposit your asset, lock in your rate, and know exactly what you'll earn.